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How Much Is Your Auto Accident Compensation Worth? Damages from car accidents are designed to compensate the victims of the accident. Some of these include costs of property damage and medical bills, while others are not economic, like suffering and pain. In New York you have three years following an accident to make a claim. However, waiting too long could endanger your case. Evidence can be lost over time or destroyed. Witnesses could forget important details. Damages In a car accident, victims may be awarded compensation for the economic loss they suffered including medical expenses and lost wages. Additionally, they may be compensated for non-economic losses, such as pain and suffering. The amount of compensation you will receive is contingent on how serious your injuries are and the impact they have on your life. An experienced attorney for auto accidents can assist you in determining the worth of your injuries and property damage, and negotiate with the insurance provider for an equitable settlement. Be aware that insurance companies exist to make money. This means that they will attempt to settle your claim for as little as they can. This is why you need a lawyer who knows how to fight for the maximum amount you deserve. You may also be eligible to claim compensation if you have personal items that were damaged during the accident. These include your shoes, clothes and jewelry. You may also be eligible for compensation for expenses relating to household chores, gardening or childcare, if are unable to do these tasks due to your injuries. Your deductible is also part of the equation in determining how the value of your claim is. You must first pay your deductible before the insurance company can begin to pay for damages. You may then file a lawsuit against the driver who is at fault in order to recover any remaining sums of your damages. Medical bills Medical bills that result from a crash in a vehicle can quickly add up. The average cost for an ambulance ride, hospital stay and inpatient treatment can amount to the tens of thousands of dollars or more. Moreover, the cost of physical therapy, prescription drugs and other medical care could continue to rise as the person who was injured gets better. The at-fault driver is responsible for settling the victim's losses including medical expenses in the event that they are found to be responsible in the course of a lawsuit. The law doesn't require that the at-fault driver pay for their victim's medical expenses on a regular basis. If you are not in a state with no-fault laws, the first step to take to claim medical bill compensation is to apply to your auto insurance provider for PIP (personal injury protection) coverage. Depending on your policy limits the coverage could be able to cover the majority or all your medical expenses. You should also make an claim against the liability coverage of the driver who is at the fault, and your own uninsured motorist insurance policy. These policies may pay for medical expenses, but they usually contain deductibles and other conditions. A lawyer with experience can assist you in the process of obtaining medical bills paid. This will avoid having to pay your own money on medical expenses and allow you to focus on recovering. Lost wages Accidents in the car can make you unable to work. auto accident attorney upland can result in you being with no income and unable to pay your bills. You may have to borrow money from relatives or friends. A settlement could take months. During this time, you'll have to pay the bills yourself and wait for the settlement. A claim for lost wages could help you recover the money you would have earned if not for the injuries sustained in your car accident. This could include salary and hourly wages, but it could also include other financial benefits such as raises and bonuses. Your attorney can calculate the actual amount of lost earnings. You can make a claim for lost wages through a non-fault insurance company or a lawsuit against the party who is at fault. The claim will typically involve your medical bills, proof that you were unable to work due to injuries, and proof of your earnings loss. This is often described as demand package. You'll need to provide a letter from the employer verifying the specifics of your employment including the days you were absent due to your injury and the hours you usually work. Additionally, you will need to submit your pay slips and tax documents. Your attorney can assist in gathering these documents and creating a compelling demand that you can present to the insurance company or judge in your case. Suffering and pain While some of the costs associated with crashes can be figured to the penny, such as medical bills, emergency services as well as surgery costs, medications, and lost wages—others cannot. The unquantifiable costs are known as pain and suffering, and they form an essential element of a person's compensation claim. Pain and suffering encompasses both the physical and emotional effects of an accident. The injuries sustained by victims may have a lasting impact on their life and cause permanent disabilities, or even death. A person who suffers a severe head injury, for example might never be capable of working or functioning normally. These kinds of injuries usually result in a large settlement. In most cases, the amount of suffering and pain a victim receives depends on the degree of their injuries and how it has affected their lives. A knowledgeable attorney will study the specifics of your case to determine an appropriate amount for settlement. They will make use of previous settlement amounts for similar injuries as a guideline to provide you with an idea of how much your case is worth. Insurance companies try to undermine the claims of victims for suffering and pain, in the belief that their injuries are not sufficient. A skilled lawyer will resist such tactics and negotiate on your behalf with the insurer to ensure that you get an appropriate settlement.